Welcome
Whether you are purchasing your first home, moving to your next property, investing, or refinancing, JP Avellar and Dominion Lending Centres – Mortgage Advantage West can help you explore a wide range of mortgage products and competitive rates available across British Columbia.
Contact JP today to discuss your goals and better understand your options—you may be pleasantly surprised by what is possible!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowJP Avellar is a Mortgage Broker with Mortgage Advantage West, helping home buyers, homeowners, and investors across British Columbia make confident and informed mortgage decisions.
JP brings more than 10 years of experience in sales, leadership, business development, operations, and client relationships to his mortgage practice. Throughout his career, he has built a reputation for listening carefully, communicating clearly, and helping people navigate important decisions with confidence.
Originally from Brazil and now based in Vancouver with his family, JP understands personally the dedication, planning, and sacrifice often required to build a life and purchase a home in Canada. This perspective shapes the way he supports his clients—with patience, empathy, transparency, and genuine respect for the importance of every financial milestone.
JP works with first-time home buyers, existing homeowners, investors, and clients looking to refinance or better understand their borrowing options. He believes that mortgage planning should begin well before a client is ready to make an offer. Through detailed pre-approval conversations, realistic budgeting, and clear explanations, he helps clients understand where they currently stand, what options may be available, and what steps they can take to prepare for the future.
Rather than focusing only on the lowest advertised rate, JP takes the time to understand each client’s complete situation, priorities, and long-term goals. His objective is to identify a mortgage strategy that makes sense not only today, but throughout the years ahead.
Clients can expect JP to be accessible, responsive, and straightforward throughout the process. He is committed to making mortgages feel simpler and less overwhelming, while ensuring that his clients understand the reasoning behind every recommendation.
Fluent in English and Portuguese, JP is especially passionate about supporting families and newcomers who may be unfamiliar with the Canadian mortgage process. His approach is educational, relationship-driven, and always free of unnecessary pressure.
At the core of JP’s work is a simple philosophy:
people before transactions, clarity before decisions, and guidance without pressure.
Our calculators will allow you to explore your Mortgage options.
I'm Interested!Free Mortgage Review
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
Request a Call Back
Let us call you back when it's convenient for you!
Thanks for contacting us! We will get in touch with you shortly.